THE MERCHANT IS SOLELY RESPONSIBLE FOR ANY LIABILITIES INCURRED AND OBLIGATIONS DERIVED FROM AND IN THE COURSE OF PROVIDING THE MERCHANT SERVICES. Atome expressly disclaims all warranties related to the Merchant’s sale of the Merchant Services, express or implied, including any warranties of accuracy, reliability, and any implied warranties for merchantability, fitness for a particular purpose and non-infringement.

Merchants remain fully responsible for their Merchant Services and the purchase of the Merchant Services shall remain a contract between yourself and the Merchant. The services performed by the Platform that facilitates the Deferred Payment Structure shall be referred to as the “Atome Services”.įor the avoidance of doubt, the Atome Services do not constitute a lending or credit facility offered by Atome to you, and Atome does not provide any credit to you.

We operate a Platform on which participating retailers, merchants, stores or owners of websites of online stores (“Merchants”) offer you the option to make payment for their goods and/or services (“Merchant Services”) on a deferred and interest-free basis (“Deferred Payment Structure”). These Terms shall govern your use of the Atome website, including any subdomains thereof, and any other websites through which Atome makes its services available, our mobile, tablet and other smart device applications, and application program interfaces (collectively, the “Platform”) and the services provided through the Platform in the manner described in Clause 2.1. These Terms are a legally binding agreement between you ( “you”, “your” or the “Customer”) and APaylater Financials Pte Ltd doing business as Atome ( “we”, “us”, “our”, “Atome”) (collectively, the “Parties” and each a “Party”). You should print a copy of these Terms for your records. The headings contained in this document are for reference purposes only. By using the Platform and the Atome Services, you agree to be bound by these Terms and are deemed to have executed these Terms electronically. Please read these Terms of Service (“Terms”) carefully. Our educational flashcards has been a huge success among gifts for kids, 3+ years old that love to play while learning.They are also great to use as speech therapy materials or educational toys for kids. If you are a teacher, these flashcards are a good visual learning material for school and preschool learning. Make your kid studying with flashcards more interactive and efficient.The size of our flashcards is perfect for them to manage multiple cards at once. They are tear resistant which lets you and your kids create fun activities and use them as learning toys or homeschooling supplies. Our flashcards are manufactured in the Philippines with good quality, non-toxic, and 100% recycled paper.Provide the most effective way to teach our children with great learning tools at their different stages and ages. Educational flash cards are designed to aid in the teaching process with fundamental educational topics and bright colored images.We hope each of our educational toys will bring a smile to your child's face and make learning fun and enjoyable each time. Our products are also proudly Philippine made and manufactured. We use high-quality and recyclable raw materials to ensure that our products are not only safe for your child but also safe for the environment. guarantees only the best in every product. Manufacturing paper products since 1962, JC Lucas Creative Products Inc.

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